9-month CD Rates

Looking for 9 Month CD Rates. Look no further.

Good 9-month CD Rates are actually hard to find. The 9-month CD term is considered an odd term CD and not many banks offer it. Often times, those that do, have a lower 9-month interest rate than the 6-month CD.

But here are some bank certificate of deposit specials that I found.

Ally Bank -- 1.55% APY (and they don't have any annoying small print or disclaimers or so they claim). 2-star Rating.

Discover Bank -- 1.50% APY (Yes, this is the bank for the Discover Credit Card). 3-stars.

Christian Community Credit Union has an awesome rate for a 9-month CD. 2.25% APY (Nice! They call it the Kingdom Builder Certificate, I like it.) 3-stars. But, please note. They are not federally insured by the NCUA. They carry private ASI insurance.

Umbrella Bank -- 1.85% APY. 1-star. They may need an Umbrella. Looks like a storm is coming their way.

So that is a pretty good round-up. I would probably skip making a deposit with Umbrella Bank. Even though your deposits are FDIC insured, if the bank is closed you do have to go through the hassle of finding a new CD. Before investing in Christian Community CDs, investigate ASI. Your money's protection is based on the company's health. They might also have restrictions on membership such as having to be a Christian.

For ease, Ally Bank and Discover are probably the best bets for your bank CDs, but keep in mind that on-line set-ups usually require you to answer a set of questions that only you should know. I've read some horror stories lately, where the information the banks were working from was incorrect.

9-month CD Rates may be good way to go. There is just no way to know when the Fed is going to raise interest rates.

Let me know if you find some good CD, savings, checking account deals.

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